Comparison of personal loans and the risks emerging in the banking sectors of turkey and 25 european union countries starting from 2002

Yaman, Kemal

Comparison of personal loans and the risks emerging in the banking sectors of turkey and 25 european union countries starting from 2002

Kemal YAMAN (Türk Alman Üniversitesi, İktisadi ve İdari Bilimler Fakültesi, Almanca İşletme, Bölümü, İstanbul, Türkiye)

Yönetim ve Ekonomi Araştırmaları Dergisi

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Yıl: 2012 Cilt: 0 Sayı: 17 Sayfa Aralığı: 1 - 17 Metin Dili: Türkçe İndeks Tarihi: 29-07-2022

Comparison of personal loans and the risks emerging in the banking sectors of turkey and 25 european union countries starting from 2002

Öz:

2005 yılından bugüne Türk bankacılık sektöründe kredilerde bir patlama yaşanmıştır. Budurumu doğuran önemli ekonomik parametrelerin başında ekonomik büyüme, enflasyon, dış ticaret hacmi, özelleştirme ve döviz rezervlerinde yaşanan olumlu gelişmeler gelmektedir. Bireysel krediler ve ipotek kredileri gün geçtikçe büyüyen kredi hacminde önemli bir payı teşkil etmektedir. Ayrıca, yabancı bankaların 2005 yılından beri Türkiye‟deki ağırlıkları daha da artmaktadır. Özellikle gelişen kredilere bağlı olarak tedbirli risk yönetimi ve bunun yanında etkili denetim önem arz etmektedir. Bu konulara gereken önem v erilmediği takdirde uluslararası finansal krizler yaşanabilir.

Anahtar Kelime:

Konular: Tarih

Öz:

An eruption in the credits in the Turkish banking sector has been experienced since 2005. Thesignificant economic parameters coming first that cause this situation are economic growth,inflation, foreign trade volume, privatization, and positive developments in the foreignexchange reserves. Personal loans and mortgage loans constitute a significant portion of thegrowing credit volume. Moreover, the weights of the foreign banks in Turkey have furtherincreased since 2005. Especially, depending on the improving loans prudent risk managementand also effective supervision are important. If necessary attention is not given to thesesubjects, international financial crises may be seen.

Anahtar Kelime:

Konular: Tarih

Belge Türü: Makale Makale Türü: Araştırma Makalesi Erişim Türü: Erişime Açık

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APA	Yaman K (2012). Comparison of personal loans and the risks emerging in the banking sectors of turkey and 25 european union countries starting from 2002. , 1 - 17.
Chicago	Yaman Kemal Comparison of personal loans and the risks emerging in the banking sectors of turkey and 25 european union countries starting from 2002. (2012): 1 - 17.
MLA	Yaman Kemal Comparison of personal loans and the risks emerging in the banking sectors of turkey and 25 european union countries starting from 2002. , 2012, ss.1 - 17.
AMA	Yaman K Comparison of personal loans and the risks emerging in the banking sectors of turkey and 25 european union countries starting from 2002. . 2012; 1 - 17.
Vancouver	Yaman K Comparison of personal loans and the risks emerging in the banking sectors of turkey and 25 european union countries starting from 2002. . 2012; 1 - 17.
IEEE	Yaman K "Comparison of personal loans and the risks emerging in the banking sectors of turkey and 25 european union countries starting from 2002." , ss.1 - 17, 2012.
ISNAD	Yaman, Kemal. "Comparison of personal loans and the risks emerging in the banking sectors of turkey and 25 european union countries starting from 2002". (2012), 1-17.

APA	Yaman K (2012). Comparison of personal loans and the risks emerging in the banking sectors of turkey and 25 european union countries starting from 2002. Yönetim ve Ekonomi Araştırmaları Dergisi, 0(17), 1 - 17.
Chicago	Yaman Kemal Comparison of personal loans and the risks emerging in the banking sectors of turkey and 25 european union countries starting from 2002. Yönetim ve Ekonomi Araştırmaları Dergisi 0, no.17 (2012): 1 - 17.
MLA	Yaman Kemal Comparison of personal loans and the risks emerging in the banking sectors of turkey and 25 european union countries starting from 2002. Yönetim ve Ekonomi Araştırmaları Dergisi, vol.0, no.17, 2012, ss.1 - 17.
AMA	Yaman K Comparison of personal loans and the risks emerging in the banking sectors of turkey and 25 european union countries starting from 2002. Yönetim ve Ekonomi Araştırmaları Dergisi. 2012; 0(17): 1 - 17.
Vancouver	Yaman K Comparison of personal loans and the risks emerging in the banking sectors of turkey and 25 european union countries starting from 2002. Yönetim ve Ekonomi Araştırmaları Dergisi. 2012; 0(17): 1 - 17.
IEEE	Yaman K "Comparison of personal loans and the risks emerging in the banking sectors of turkey and 25 european union countries starting from 2002." Yönetim ve Ekonomi Araştırmaları Dergisi, 0, ss.1 - 17, 2012.
ISNAD	Yaman, Kemal. "Comparison of personal loans and the risks emerging in the banking sectors of turkey and 25 european union countries starting from 2002". Yönetim ve Ekonomi Araştırmaları Dergisi 17 (2012), 1-17.