Yıl: 2019 Cilt: 11 Sayı: 21 Sayfa Aralığı: 163 - 184 Metin Dili: Türkçe DOI: 10.14784/marufacd.623391 İndeks Tarihi: 28-01-2021

TÜRKİYE’DE HANEHALKI TASARRUF DAVRANIŞLARININ BELİRLEYİCİLERİ

Öz:
Hanehalkı tasarrufları bir ülke ekonomisi için hem yatırım finansman kaynağı hem de makroekonomik istikrarın sağlanmasında önemli bir araç olarak kullanılmaktadır. Bu nedenle hanehalkı tasarruf birikimindekiartış önem arz etmekte, bireylerin tasarruf eğilimini etkileyen faktörlerin tespiti ise bu çalışmanın ana amacınıoluşturmaktadır. Bu çerçevede çalışmada, Türkiye İstatistik Kurumu, Kalkınma Bakanlığı ve Dünya Bankası’ndan elde edilen veriler ile Türkiye’de hanehalkı tasarruf davranışlarının belirleyicileri (1996-2017) incelenmiştir. Kişi başı GSYH, enflasyon oranı, para arzı ve genç bağımlılık oranı modelde yer alan değişkenlerdir. Çalışmanın ekonometrik analiz kısmında ise En Küçük Kareler(EKK) yöntemi kullanılmıştır. Çalışmanın sonucundakişi başına düşen GSYH ve enflasyon oranlarının tasarruf oranları üzerine anlamlı ve olumlu, para arzı ve gençbağımlılık oranlarının ise tasarruf oranları üzerine anlamlı ve olumsuz etkilerinin olduğu sonucuna ulaşılmıştır. Bulgular incelendiğinde değişkenlerin tamamının tasarruf oranları üzerine ilişkisi, literatürde yer alan çalışmalarla benzerlik göstermektedir.
Anahtar Kelime:

DETERMINANTS OF HOUSEHOLD SAVINGS BEHAVIOR IN TURKEY

Öz:
Household savings are used both as a source of investment financing for a country’s economy and as an important tool for achieving macroeconomic stability. Therefore, the increase in household savings accumulation is important and the main purpose of this study is to determine the factors affecting the disposition of individuals. The work in this context,determinants of household savings behavior in Turkey with the data obtained from Turkey Statistical Institute, Ministry of Development and the World Bank (1996-2017) was examined. GDP per capita, inflation rate, money supply and youth dependency ratio are the variables in the model. In the econometric analysis of the study, Least Squares (OLS) method was used. As a result of the study, it has been concluded that GDP and inflation rates per capita have significant and positive effects on saving rates, money supply and young dependency ratios have significant and negative effects on saving rates. When the findings are examined, the relation of all the variables on saving rates is similar to the studies in the literature.
Anahtar Kelime:

Belge Türü: Makale Makale Türü: Araştırma Makalesi Erişim Türü: Erişime Açık
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APA AKA K, ARICAN E (2019). TÜRKİYE’DE HANEHALKI TASARRUF DAVRANIŞLARININ BELİRLEYİCİLERİ. , 163 - 184. 10.14784/marufacd.623391
Chicago AKA Kemal,ARICAN Erişah TÜRKİYE’DE HANEHALKI TASARRUF DAVRANIŞLARININ BELİRLEYİCİLERİ. (2019): 163 - 184. 10.14784/marufacd.623391
MLA AKA Kemal,ARICAN Erişah TÜRKİYE’DE HANEHALKI TASARRUF DAVRANIŞLARININ BELİRLEYİCİLERİ. , 2019, ss.163 - 184. 10.14784/marufacd.623391
AMA AKA K,ARICAN E TÜRKİYE’DE HANEHALKI TASARRUF DAVRANIŞLARININ BELİRLEYİCİLERİ. . 2019; 163 - 184. 10.14784/marufacd.623391
Vancouver AKA K,ARICAN E TÜRKİYE’DE HANEHALKI TASARRUF DAVRANIŞLARININ BELİRLEYİCİLERİ. . 2019; 163 - 184. 10.14784/marufacd.623391
IEEE AKA K,ARICAN E "TÜRKİYE’DE HANEHALKI TASARRUF DAVRANIŞLARININ BELİRLEYİCİLERİ." , ss.163 - 184, 2019. 10.14784/marufacd.623391
ISNAD AKA, Kemal - ARICAN, Erişah. "TÜRKİYE’DE HANEHALKI TASARRUF DAVRANIŞLARININ BELİRLEYİCİLERİ". (2019), 163-184. https://doi.org/10.14784/marufacd.623391
APA AKA K, ARICAN E (2019). TÜRKİYE’DE HANEHALKI TASARRUF DAVRANIŞLARININ BELİRLEYİCİLERİ. Finansal Araştırmalar ve Çalışmalar Dergisi, 11(21), 163 - 184. 10.14784/marufacd.623391
Chicago AKA Kemal,ARICAN Erişah TÜRKİYE’DE HANEHALKI TASARRUF DAVRANIŞLARININ BELİRLEYİCİLERİ. Finansal Araştırmalar ve Çalışmalar Dergisi 11, no.21 (2019): 163 - 184. 10.14784/marufacd.623391
MLA AKA Kemal,ARICAN Erişah TÜRKİYE’DE HANEHALKI TASARRUF DAVRANIŞLARININ BELİRLEYİCİLERİ. Finansal Araştırmalar ve Çalışmalar Dergisi, vol.11, no.21, 2019, ss.163 - 184. 10.14784/marufacd.623391
AMA AKA K,ARICAN E TÜRKİYE’DE HANEHALKI TASARRUF DAVRANIŞLARININ BELİRLEYİCİLERİ. Finansal Araştırmalar ve Çalışmalar Dergisi. 2019; 11(21): 163 - 184. 10.14784/marufacd.623391
Vancouver AKA K,ARICAN E TÜRKİYE’DE HANEHALKI TASARRUF DAVRANIŞLARININ BELİRLEYİCİLERİ. Finansal Araştırmalar ve Çalışmalar Dergisi. 2019; 11(21): 163 - 184. 10.14784/marufacd.623391
IEEE AKA K,ARICAN E "TÜRKİYE’DE HANEHALKI TASARRUF DAVRANIŞLARININ BELİRLEYİCİLERİ." Finansal Araştırmalar ve Çalışmalar Dergisi, 11, ss.163 - 184, 2019. 10.14784/marufacd.623391
ISNAD AKA, Kemal - ARICAN, Erişah. "TÜRKİYE’DE HANEHALKI TASARRUF DAVRANIŞLARININ BELİRLEYİCİLERİ". Finansal Araştırmalar ve Çalışmalar Dergisi 11/21 (2019), 163-184. https://doi.org/10.14784/marufacd.623391