Bölgelere ve İllere Göre Türkiye Finansal Kapsayıcılık Endeks

Haşmet SARIGÜL (İstanbul Esenyurt Üniversitesi, İstanbul, Türkiye)
Muhasebe ve Finansman Dergisi
1 0
Yıl: 2021 Cilt: 0 Sayı: 90 Sayfa Aralığı: 79 - 100 Metin Dili: Türkçe DOI: 10.25095/mufad.875965 İndeks Tarihi: 08-05-2021

Bölgelere ve İllere Göre Türkiye Finansal Kapsayıcılık Endeks

Öz:
Çalışmanın amacı finansal kapsayıcılığın Türkiye’de 2011–2018 dönemindeki gelişiminin araştırılmasıdır. Bukapsamda öncelikle dört finansal erişim ve üç finansal kullanım boyutu verileri kullanılarak Türkiye FinansalKapsayıcılık Endeksi oluşturulmuştur. Uygulanan yöntem ile finansal kapsayıcılık boyutları değerleri sıfır ile birarasında olacak şekilde standart hale getirilmiş ve ters Öklid uzaklık bağıntıları ile bölge ve il bazında nihai endeksortaya çıkartılmıştır. Endeks oluşturulduktan sonra iller ve bölgeler finansal kapsayıcılık endeks değerlerine göre çokyüksek, yüksek, orta, düşük ve çok düşük olarak sınıflandırılmıştır. İncelenen yılların tamamında İstanbul’un çokyüksek; Batı Marmara, Ege ve Batı Anadolu’nun yüksek; Doğu Marmara, Akdeniz ve Doğu Karadeniz’in orta; BatıKaradeniz’in düşük; Kuzeydoğu Anadolu, Ortadoğu Anadolu ve Güneydoğu Anadolu’nun çok düşük finansalkapsayıcılık endeks değerlerine sahip oldukları görülmüştür. Orta Anadolu Bölgesinde 2011–2013 yılları arasındadüşük, sonrasında orta düzey finansal kapsayıcılık söz konusudur. Kuzeydoğu Anadolu 2018 yılında düşük, diğeryıllarda çok düşük finansal kapsayıcılık düzeyindedir. İllerin finansal kapsayıcılık endeks değerleri genel olarakiçerisinde yer aldıkları bölgeler ile uyumludur
Anahtar Kelime:

An Index of Financial Inclusion by Regions and Provinces in Turkey

Öz:
The aim of the study is to investigate the development of financial inclusion in Turkey spanning the period 2011–2018. In this context, financial inclusion index of Turkey has been developed by using four financial access and three financial usage dimensions data. Each financial inclusion dimension data has been standardized from 0 to 1 range. Index values regions and provinces have been calculated by using inverse Euclidean distances. The financial inclusion findings of the research have been evaluated as very high, high, medium, low and very low according to the regions. It is revealed that; Istanbul has very high; Western Marmara, Aegean and Western Anatolia have high; Eastern Marmara, Mediterranean and Eastern Black Sea have medium; Western Black Sea have low; Middle East Anatolia and Southeast Anatolia have very low financial inclusion index values. The financial inclusion index values of the provinces are considerably consistent with the regional index values in which they are included.
Anahtar Kelime:

Belge Türü: Makale Makale Türü: Araştırma Makalesi Erişim Türü: Erişime Açık
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APA Sarigul H (2021). Bölgelere ve İllere Göre Türkiye Finansal Kapsayıcılık Endeks. , 79 - 100. 10.25095/mufad.875965
Chicago Sarigul Hasmet Bölgelere ve İllere Göre Türkiye Finansal Kapsayıcılık Endeks. (2021): 79 - 100. 10.25095/mufad.875965
MLA Sarigul Hasmet Bölgelere ve İllere Göre Türkiye Finansal Kapsayıcılık Endeks. , 2021, ss.79 - 100. 10.25095/mufad.875965
AMA Sarigul H Bölgelere ve İllere Göre Türkiye Finansal Kapsayıcılık Endeks. . 2021; 79 - 100. 10.25095/mufad.875965
Vancouver Sarigul H Bölgelere ve İllere Göre Türkiye Finansal Kapsayıcılık Endeks. . 2021; 79 - 100. 10.25095/mufad.875965
IEEE Sarigul H "Bölgelere ve İllere Göre Türkiye Finansal Kapsayıcılık Endeks." , ss.79 - 100, 2021. 10.25095/mufad.875965
ISNAD Sarigul, Hasmet. "Bölgelere ve İllere Göre Türkiye Finansal Kapsayıcılık Endeks". (2021), 79-100. https://doi.org/10.25095/mufad.875965
APA Sarigul H (2021). Bölgelere ve İllere Göre Türkiye Finansal Kapsayıcılık Endeks. Muhasebe ve Finansman Dergisi, 0(90), 79 - 100. 10.25095/mufad.875965
Chicago Sarigul Hasmet Bölgelere ve İllere Göre Türkiye Finansal Kapsayıcılık Endeks. Muhasebe ve Finansman Dergisi 0, no.90 (2021): 79 - 100. 10.25095/mufad.875965
MLA Sarigul Hasmet Bölgelere ve İllere Göre Türkiye Finansal Kapsayıcılık Endeks. Muhasebe ve Finansman Dergisi, vol.0, no.90, 2021, ss.79 - 100. 10.25095/mufad.875965
AMA Sarigul H Bölgelere ve İllere Göre Türkiye Finansal Kapsayıcılık Endeks. Muhasebe ve Finansman Dergisi. 2021; 0(90): 79 - 100. 10.25095/mufad.875965
Vancouver Sarigul H Bölgelere ve İllere Göre Türkiye Finansal Kapsayıcılık Endeks. Muhasebe ve Finansman Dergisi. 2021; 0(90): 79 - 100. 10.25095/mufad.875965
IEEE Sarigul H "Bölgelere ve İllere Göre Türkiye Finansal Kapsayıcılık Endeks." Muhasebe ve Finansman Dergisi, 0, ss.79 - 100, 2021. 10.25095/mufad.875965
ISNAD Sarigul, Hasmet. "Bölgelere ve İllere Göre Türkiye Finansal Kapsayıcılık Endeks". Muhasebe ve Finansman Dergisi 90 (2021), 79-100. https://doi.org/10.25095/mufad.875965
Sayfa Oluşturulma Tarihi
17-04-2024 19:19

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