Bilgehan KÜBİLAY
(Zonguldak Bülent Ecevit Üniversitesi, Uygulamalı Bilimler Yüksekokulu, Finans ve Bankacılık Bölümü, Zonguldak, Türkiye)
Özgür TUNÇEL
(Pamukkale Üniversitesi, Bekilli Meslek Yüksekokulu, Dış Ticaret Bölümü, Denizli, Türkiye)
Yıl: 2021Cilt: 12Sayı: 30ISSN: 1308-9552Sayfa Aralığı: 393 - 416İngilizce

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THE EFFECT OF FAMILY FINANCIAL SOCIALIZATION LEVELS ON MONEY ATTITUDES OF UNIVERSITY STUDENTS
The purpose of the study is to manifest university students' relationships with money not only in terms of their family financialsocialization levels, but also in terms of their demographic and socio-economic characteristics. Moreover, in order to measurefamily financial socialization levels of university students, a new two-dimensional scale, which is composed of “financialexperience and learning” and “money management skills”, is developed. The study is crucial in that it is most likely to createpositive financial behaviours between parents and students by means of developing informal education in family. Besides, theresearch is highly likely to become beneficial for creating new financial education programs in educational institutionsparticularly on the issues of money attitudes and financial socialization. As far as the cause and effect relationships areconcerned, it is detected that students’ worries about savings and financial literacy decreased inasmuch as their financialexperiences and learning increased. In addition to this result, it is observed that students’ mindful and responsible attitudeincreased in that their money management skills increased. Finally, it is ascertained significant differences between familyfinancial socialization and demographic and socio-economic characteristics and also between money attitudes and demographicand socio-economic characteristics.
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